The rentier economy, aided by automated systems online, is now proving to be a total failure.

The downside risks versus the short-term gains are too asymmetric.

Car rental - damage is very expensive, margins are tiny House rental - long term loans, short term lets that have proved very volatile in the pandemic. Office space rental - wework, again long term borrowing, short term rental.

The idea that we can endlessly slice and dice risk to get a "free" gain is rotting society.

Learn a skill. Create value. If everyone does this we live in a better society. We cannot all live off each other. Someone has to create value.