If you aren't willing to "pay the price" now, then you will pay the price in other ways later. Your actions are not isolated and affect others, and not doing your part to prevent this from getting worse is an extremely selfish action. Obviously it's one thing if you have to go to work, or go out to get food, but if you willingly go out just because you want to experience the "best years of your life" and potentially put yourself and others at risk, you should reflect on that and realise how selfish and potentially dangerous that is.
If you have a difficult time putting this in perspective, just swap COVID-19 and social distancing for HIV and condoms.