My takeaway: Never, ever talk to anyone over an incoming call. Always, always initiate the call yourself, and to the official number.
Having DND enabled all the time could have unintended side effects though.
"Scammers using line-trapping technology to trick victims, police warn"
I suspect they affect landlines, but the articles have confusing photos showing smartphones.
Basically, if you hang up your landline, it doesn't sever the connection.