Because if you get it through your work, you don't have to pay tax on it. Also, getting it through work also decreases the risk of adverse section on the part of the insurer, making it cheaper.
That’s not a natural law but something that should be changed immediately. There is no justification for this.
How does this work in Denmark? I read they were the gold standard for how a nation should do health care, but I also read they don't do insurance solely as a public option through the government.
Another big aspect is that the amount doctors and hospitals can charge and what insurance reimburses is regulated. So you don’t have the situation where hospitals charge whatever they feel like and the insurance reimburses whatever they feel like and the patient sits in the middle and has to figure it out somehow or potentially go bankrupt.
There is much more detail but I hope I got the basics right. You hear a lot of bad stories too but overall the system is way more predictable and just than the US system. I have experienced both and I can see the US system only making sense for millionaires or healthy people. Otherwise it’s an insanely bureaucratic, expensive and merciless system where every hospital visit is a big gamble. And definitely don’t get any chronic disease or they will bleed yoU dry.
Marginally. His plan was basically the same as Buttigieg's: Medicare for all who want it.
Of course, they never talked about how that would actually reduce your choices as employers opted to stop covering health insurance and you were stuck with the smaller Medicare provider pool.
One of the big structural advantages of the real Medicare for All plan is that it would eliminate "networks" all providers would be required to accept the M4A single-payer.
It would really help if we had a politican who was somehow electable in the primary and didn't hold policies which are deal breakers for the other sides voters. For example, on gun rights or (god forbid) abortion
Unfortunately, if you try to be pro gun in the democratic party they will eviscerate you in the primary. Just look at Bernie sanders in 2016 vs Clinton on the Brady Bill. Until we can convince republicans that the dems won't take their guns away, it's basically impossible to convince a good portion of Trumps base to abandon their support. I don't advocate for pro-life dems but if you really want republican votes you may have to at least pretend to be pro-life.
None of these are easy, but it must be done or else it's more of the same crap.
I think that the health industry itself is a scam, and over priced by bureaucracy but that doesnt mean that another person should take your burden. Your health is your responsibility not your employers.
Employers shouldn't be playing health insurance because that shouldn't be necessary. Minimum wage should cover basic care. Either minimum wage is too low or basic care is too high. We kinda take care of this through taxes but its a bandaid on a corrupt overpriced monopoly industry.
But I agree the connection between health insurance and employment is artificial. I'd rather see some basic universal health, plus a market for better plans.
That kind of skews incentives a fair amount.