I would like to think that we are not just behind the times. I am with you that it just feels like some things are better off on your own personal machines than to be out there for some faceless corporation (once they eventually get bought out) to do whatever they wish with. I do think that part of the 2.0 movement is somewhat permanent, but there are certainly other parts of it that are a passing fashion. If you don't feel like jumping into something, for whatever reason, I don't think you should feel out of touch. At least I don't...
I think all those services are interesting, but I can't bring myself to use them (yet). I'd rather have open source engines that I could use on my own server for photo galleries, blogs and whatnot. I like to keep my bookmarks private etc.
Am I just too old fashioned for the modern world? Is the personal homepage dead (I guess so)? Should I readjust to get a feel for what people really want?
What I'm trying to do is figure out stuff I would actually use, and build that.