The reasoning here is circular. At the ATM in 7/11 that would only be used by people who aren't financially literate enough to absorb excessive fees, we find evidence of poor finances and poor financial literacy.
Additionally, a financially literate person may value the time it would take find another ATM more than a $2 ATM fee.
Or maybe they're just doing it out of convenience? Have you never payed a fee for convenience?
Have you tipped in a restaurant? Have you taken the highway instead of the back roads and payed a toll? Have you ever had food delivered to you?
Congrats you're doing the same thing people who pull money out of an ATM are doing you financially illiterate rube.
I can certainly relate to getting fired up at foolish comments on the internet! It's tough sometimes... heh. Cheers, I hope you have a good day.