Edit: and who gives a shit about your retirement account.
It's not as if a disease mitigation shutdown is the only thing that's going to crater grandpa's 401k. His stock holdings took a big hit during the 2008 crash too (as did mine).
Acting to preserve the economy first and foremost will not help those people. You have to keep them alive first while coming up with effective strategies to look after them later in the event that their retirement funds somehow evaporated. What good is protecting their retirement funds if the retiree isn't around to spend them?
P.S. You're probably not getting paid wages during that month in the hospital. Have fun paying off those ICU medical bills when you get back if you still have a job somehow and weren't replaced by someone who wasn't on a ventilator.
Unemployed parents are at least around to look after the kids. A parent sick in the hospital with COVID-19 isn't working or looking after anyone.