In the coming months, you are likely to face the ugliest labor market in living memory. A lack of degree and real world experience means you're looking at even more difficulties.

Given that you have a scholarship, you'd be unwise not to snag the credential.

Also, it does not need to be a waste of time. Don't do the bare minimums. Push yourself. Take the hardest relevant classes you can find. Dig deep into any topics that interest you.

Finally, focus very hard on getting internships. In a grim market, you will be needing both the resume entries and the job leads that those can provide.