Cashless is the authoritarian and banker dream. They are pushing hard for it worldwide.
Maybe those people had other changes in their spending/paying habits, but if credit card companies lower people's credits, how do they make that determination to do so?
The last time I can definitively remember using physical cash was to scavenge my truck to gather 6 quarters for a vending machine that refuse to take card in West Virginia on a ski trip. And that was more than a month ago.
I haven't used cash in my life. Whenever I get cash from tips (yes I've worked service jobs) I simply feel annoyed. Like, I plan to actually spend this illegitimate tax free money but then I have to bring it with me???
Refusing card is just going to push you out step by step until noone cares. Because I, or anyone I socialize with sure don't.
I know there's endless arguments about privacy and so on that comes up by everyone this topic is touching. But from what I've gathered, people can cover their laptop camera and feeling conscious. But giving up the convenience of a debit card will never happen. (Yes this is Europe, we don't care about building credit. Debit cards are how we roll.)