Sidestepping the issue of how much a human life is worth you are also missing that the death rate would skyrocket if everyone gets sick and needed treatment at the same time.
It's also ignoring the fact that no one can be sick from any other cause during the next nine months because hospitals will be at capacity.
I did take that into account.
From what I see reported, death rate with access to health care is 0.5%, without 2.5-3.5%. So the difference is the 2-3% that I was using.