Ask HN: Can the US insurance industry afford to pay for Covid-19?

If not, can the healthcare industry afford to not be paid by the insurance industry?

edit:

Can the insurance industry even afford the costs of the testing that's about to be needed? If 60% of the 300,000,000 insured Americans need $10,000 worth of tests, that's $1.8 trillion.[1] The industry collected a total of $1.22T in premiums in 2018.[2]

[1][PDF]https://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201905.pdf [2]https://www.iii.org/fact-statistic/facts-statistics-industry-overview