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What I am hearing is SXSW cannot get the insurance payout if they unilaterally cancel the event. Thatswhy they have waited the city and Austin Public Health to make the decision for them. Same thing with SaaStr as well - They waited for the Santa Clara county to make the decision.

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That's the rumor, but the statement they put out was absolutely ridiculous and in no way required for insurance. The organizers were willing to put people at risk for profit.

Well, there goes the theory of waiting to cancel to collect insurance [1]...

This makes the delays even more incomprehensible. Seems it wasn't greed after all; it was just sheer irresponsibility.

[1] https://news.ycombinator.com/item?id=22509322

Just got this email from SXSW: https://www.airsend.io/images/sxsw_deferral.png

2020 registrants can opt to defer to 2021,2022 or 23

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