I like the look of this. I would think about switching but I've paid a year of YNAB and I don't have the time to switch budgets right now.

But I will probably re-evaluate in 11 months when my YNAB expires.

Onboarding with the kind of products may take longer than the author realises. People like my self will need reminders that this product exists. It took years of YNAB ads for me to switch from HLedger and that really only happened because I needed something my wife could use after I got married and we merged finances.