It's a choice to value the economic value a person brings over their life, heath and wellbeing and I find it really odd to read a comment such as yours.
This doesn't need to hit families and definitely not for generations. It's your national choice, by how you vote and what policies you do and do not accept, that a few weeks out of work means you lose the job, your livelihood and at the top of absurdity also your healthcare. Somehow you've come to consider that as normal but in a country that finds trillions each year to buy overpriced fighter jets or similar things, making the choice to NOT let families go into intergenerational poverty due to a health emergency should really not be that difficult.