When a person has $240 bucks in their account they know exactly what that $10 is for.
Fair, but back when I had $240 in my account, I didn’t have any stocks. Stocks were rich person problems to me back then
And for someone for who that 10 bucks is 4 percent of their total savings, that's a few days or a week or a month in some parts of the world without food to put on the table.