If you're talking about starship then I'm not sure how worthwhile extrapolating from F9 is. I would guess they're pushing F9 to its limits here - after all a small gain in launch efficiency multiplied by the size of the StarLink constellation is a big overall improvement!
Just like anything else, assuming SpaceX is able to build a functioning example of their Starship concept, they'll fly demonstration flights and iterate on the design and perform safety analyses until they're satisfied that it meets (at least) industry-standard safety margins (or until they see that it can't). I don't understand what you (apparently) think is fundamentally different about this particular technology vs. all the other machines humans put their trust in that are theoretically capable of killing them if something goes wrong.
They also plan to make a trip to Mars.
SpaceX has a lot of stuff on the drawing board and may or may not execute on any of that. For now what you have is a two stage to orbit vehicle that can be topped with a man rated capsule.
https://en.wikipedia.org/wiki/SpaceX_Dragon#NASA_Commercial_...
Good old 'parachute & splashdown'.
Starship is - for now - mostly fiction with some parts under test, if and when they plan to do their second stage controlled and re-usable landings you can be sure there have been very large numbers of landings without mishap or SpaceX will blow all their credit in one RUD.
So let's wait until it is 'on topic' before spouting off, there are plenty of possible reasons why this landing could have been aborted, a very large number of those possible reasons hinge on the state of the drone ship (platform stability, for instance) which might have worked just fine if the landing had been attempted over land on a pad.
Every new step in space race was pushing the limits of what was thought possible. Of course no one will take on these type of risks today but with enough testing the risk can be reduced and mitigated.
There is a ton of work ahead, but we are going in the right direction.