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Having lived in Germany (where N26 started), had the opposite experience. Revolut is a disaster. Reason being:

- No 3DSecure, renders it useless for most online transactions.

- No personal IBAN, uses some janky shared IBAN that is not tied to your name, which is required for many online depositing service like Coinbase.

> - No 3DSecure, renders it useless for most online transactions.

> - No personal IBAN, uses some janky shared IBAN that is not tied to your name, which is required for many online depositing service like Coinbase.

this, unfortunately, depends on the jurisdiction/currency :(