- when receiving a new card due to upgrade the old one becomes void but there's no mention anywhere of this
- the login didn't work consistently (faceid today, tomorrow password)
- no extra features, or very poorly implemented
the general feeling I got from N26: not up to standard. it's a poor app with poor customer support.
- Sounds reasonable?
- FaceID works for 30 days, after that you have to enter your pass again for FaceID to work another 30 days, it says so when activating FaceID
- I agree that there are no really nice "extras"
No IBAN support in the UK.
really bad startup, avoid.
- No 3DSecure, renders it useless for most online transactions.
- No personal IBAN, uses some janky shared IBAN that is not tied to your name, which is required for many online depositing service like Coinbase.
Revolut have had this since August 2019: https://blog.revolut.com/3ds-secure-payments/
> - No personal IBAN, uses some janky shared IBAN that is not tied to your name, which is required for many online depositing service like Coinbase.
this, unfortunately, depends on the jurisdiction/currency :(
> - Sounds reasonable?
Experience shows that postal deliveries might be really slow, so no guarantee when it arrives. Some deliveries just gets lost or stolen. Some people are travelling and not physically near their postal address for awhile. A lot of students and long-distance commuters really have two places they live so might not be staying very often where the card gets delivered. A lot of people (me) just don't open letters straight away, and certainly don't put the new card in my wallet straight away.
Which is why established banks know you need a month or so overlap. And modern banks know how to notify the customer properly that a new card is available. And progressive banks know to only deactivate the old card once the new one has been used.