At least in Europe, people enjoy living in a society where everyone is more or less economically equal, and there are relatively few benefits of trying to become a multimillionaire. Unlike in the US, wealth usually brings more social isolation than public admiration.

When people think they want to be rich, what they actually want is to have more freedom and certainty in their lives. In such an environment, there is much less pressure to take risks. Especially, for highly intelligent people who feel safe about their jobs and happy about their work-life balance.