No, I am not describing payment gateway. I am talking about ensuring that a lender is paid by the borrower in future. The example I gave was of selling invoice/receivable. A borrower sells invoice to a lender. Once the invoice is paid by the customer of the borrower, then how does the software platform ensure that the money received from the customer goes to the lender and not to the borrower? Is it the responsibility of the borrower to transfer the money to the lender? What if the borrower does not transfer the money to the lender? Is the software platform responsible for that? In that case, how does the platform force the borrower to payback to the lender?