Slippery slope fallacy. We're talking about temporary measures to get things done. If you don't pay back the technical debt, then sure. It always comes back to haunt you.
If you have worked in support this tends to be less fallacy and more reality. The point is that when cutting corners in the purchasing process people often are fed up or too much in a hurry....so things are not documented the way something should be for production. When these process jumpers leave the “tech debt” Piper is paid via your support team/IT burnout.
I would agree with you, except I've seen it happen so freaking often