Not that 401ks will mean much if society collapses...
That doesn't make sense. Even if Earth gets completely fubar, there's NO WAY IN HELL that it's going to easier to move to Mars. Mars is waaaaay harder to 'fix' than earth and this is not going to change in many thousands of years.
Bezos sees that, though. He's a big fan of O'Neill cylinders and similar. It's Musk who wants to go try and get us to live on Mars.
Until recently I considered the "clathrate gun" to be an extermination event. The earth hasn't had those level of CO2 and methane (in the air) since the Eocene (~2000 CO2 ppm). It's hard to imagine industry and agriculture functioning in that context.
But perhaps humans are more resilient. There's growing evidence validating the Young Dryas theory, where the global temps plunged and then spiked 1000 years later. Somehow humans survived, even though our fledgeling civilization was reset.
Not to mention our brains. Cognitive ability declines significantly as CO2 concentration rises.