> don't even know given the cost of living in the Bay Area if $300K is even really "high" anymore.

> If you max out 401k and IRA this is $275k, which is $168K take home or $14k a month.

> Left over: $7400

That sounds like a lot to me? I think the vast majority of the US would absolutely be ecstatic if they could save 7400 a month on top of maxing their 401k.

Just maxing my 401k (with employer match) I'll already have enough for my own retirement. Most people aren't able to do even that though =/