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It's not automatically granted, it depends on whether your local office has any budget left, and on your business plan and such. It's a somewhat bureaucratic process.

It is indeed. Makes taking the risk of going from employee with lots of protections in Finland to freelance with no protection whatsoever much less dangerous financial wise.

It's probably one of the better government programs, though as a programmer you'll pay the entire grant's €2500-5000 value in one month of taxes.

If I read it well, this grant is personal income though.

If the company has to pay 2-5k in monthly taxes, that will be on its revenue. If you have no revenue yet, then I don't imagine you will have to pay that much in taxes