I think you may be misunderstanding. It's a market-wide effect; there's no specific set of people who had an "opportunity to participate".
mind blowing? yes.
but if you are not part of the fed, then you are absolutely being denied the opportunity to benefit from printing more fiat.
> The Federal Reserve System is not "owned" by anyone. The Federal Reserve was created in 1913 by the Federal Reserve Act to serve as the nation's central bank. The Board of Governors in Washington, D.C., is an agency of the federal government and reports to and is directly accountable to the Congress.
Regional federal reserve banks are also not private corporations, although their organization structure shares some features in common with them. Member banks that participate in the federal reserve system, on the other hand, are typical companies.