That's a rather polemic way of talking about this topic. No one but a strawman actually talks about "free shit" or "no-cost", it is about social distribution of burdens for these extreme cases. Paying a reasonable price for drinkable water through i.e municipal water companies seems to fit your "responsibility" requirement. Paying 25% or more of your _yearly_ income for a medical bill because you had bad luck...not so reasonable in my opinion and has nothing much to do with "responsibility". And let's not pretend it is about no costs or free things, everyone is paying for it through taxes according to their means.
Are you seriously suggesting to let someone on disabilities or social security starve to death cause those are essentially your "no-cost food and water" slogans. This notion of "having the government provide" shows the twisted view on government, it's not a separate entity the money comes from society, society is providing, is that such a bad thing for a society?