>I definitely would not submit my kids to the same fate.
You already have since your DNA is out there in a database.
You already have since your DNA is out there in a database.
If a medical insurance company purchases their DNA, analyzes it, and anticipates that a child of theirs is likely to have medical costs 5x the average, those costs will be passed on to those kids, absent legislation to the contrary.
This applies to everyone you're related to, as well.
I don't believe that's ever been tested in court (so there isn't precedence) and the ways in which DNA are complex enough - and the mutation rate is high enough - that it might be like fingerprints... if you're the only person with DNA that might be like the kind found and you've got some serious suspicion around you for other reasons... then they might be able to use it as supporting evidence or to compel you to submit to DNA testing to confirm the match (which apparently does have precedence in the US... wow America)
The results are mainly bupkis anyway, and you're paying for the privilege of having police agencies across the country (world?) give extra scrutiny to you and all of your relations. No thanks.
[0] https://www.washingtonpost.com/news/true-crime/wp/2018/04/27...
If you want to risk that, fine. But you're also screwing all your relatives in the same swell process.
And that's not only naive and dumb, that's totally reckless.
That's true. But there's a different issue and the very reason why I would never do such testing.
An insurance company cannot enforce a genetic test on you in order to write a policy. What they can and will do, however, is ask you in the questionaire for such a policy if you did a genetic test and if yes they would oblige you to share the results before writing a policy.
The problem here is you can't lie. If you did a test and you deny it and it's proven later that you lied the insurance will refuse coverage.
So it's in your best interest not to get tested at all.
My understanding is that it's very different in the US. Such data is insanely valuable to insurers and that directly translates to the prices they're willing to pay for it.
Unethical? Sure as hell. Illegal? Probably not without a strong legal framework.
I can't speak for other countries in Europe. But in Switzerland you have mandatory coverage from your employer.
The employer will pay your salary for a certain amount of time. After that insurance will kick in and pay (usually) 80% for up to a couple of years.
After that invalidity insurance kicks in. That's usually about 60% of your salary until retirement. You can buy added coverage to raise those percentages.
Bankrupcy for medical reasons is pretty much unheard of herearound.
Yes it is much better when corupt government bureaucrats do that ::Rolleyes::
So your sarcastic comment is actually correct...
The actual CARE people in the US get is the best in the world, wealthy people from every nation come here to get their care
It is fucking expensive and has issues with how we go about paying for it largely do to government regulations and interference in the market place
But the actual care... No that is not "objectively worse" to any country anywhere, our health care is the best.
People often confuse care with insurance, our Insurance system sucks largely do to government
77th or so maybe to some, but definitely not second to anything, sure.
> The actual CARE people in the US get is the best in the world,
No, it's not consistently. The care a very small fraction get is, perhaps. But even for most of the people who get care it's not.
> It is fucking expensive and has issues with how we go about paying for it largely do to government regulations and interference in the market place
The places that provide equal or better outcomes at far lower prices (both per GDP and per capita) don't have less-regulated markets. So, no, I don't think you've identified the actual problem correctly, though I get that that's always going to be the explanation offered by those dogmatically devoted to the religion of laissez-faire.
>The care a very small fraction gets is, perhaps. But even for most of the people who get the care it's not.
that is simply not true, most of the studies, rankings all factor in "access" due to price, if you remove price as a factor then there is no better system in the world
>>The places that provide equal or better outcomes at far lower prices (both per GDP and per capita) don't have less-regulated markets. So, no, I don't think you've identified the actual problem correctly,
I have, we have the worst of both systems. We have all the regulations of a Government-run system without the Price controls.
Single-Payer would be cheaper than our current model, it would also provide worse care.
The free market would be the best but I fear that ship has sailed, the world will need to destroy all innovation and collapse the health systems everywhere before anyone will want to try Free market again
Socialism always fails, the one thing keeping every other nations socialist system working is the American system, we pick up the slack, (just like in defense)
That is one of the reasons I become more and more isolationist every year.
That's because access due to price affects what care people actually get from the system.
> if you remove price as a factor then there is no better system in the world
No, even if you don't consider how ludicrously expensive the US healthcare system is, the outcomes it produces aren't exceptional.
Now, if you mean if you remove the actual effect price has on care the US system would be great, sure, but that's different than removing separate consideration of price as a factor. And impossible, as well.
I also like ALL crimes to be solved and the guilty ones to get what they should, and the innocent ones to be living a life outside jail.
But we got something called "fundamental rights" (at least imho). One of them is privacy. NOT having an insurance company ripping me off because my father had X-Y-Z disease is another right I would like to have. They are already making billions as is. The ones that don't, should get their s..t straight and stop bleeding money for stupid reasons (yes I know from experience). No need to give them the bullet that will injure me (financially).
I think that all these DNA tests was a fad. Kinda like facebook was. People realize that they get very little value from it, and it most likely come back and kick them in the shin one way or another.
Monitoring citizens minds would be a tremendous boost to solving crimes. This rule will be equitably applied to all citizens by a fair and principled government excepting special groups like oppressed minorities or members of the government/military themselves.
> ... health insurers may not use genetic information to make eligibility, coverage, underwriting or premium-setting decisions.
However, it doesn't apply to all insurance:
> It does not cover long-term care insurance, life insurance, or disability insurance.
[1] https://www.genome.gov/about-genomics/policy-issues/Genetic-...
And I'm pretty sure paternity tests have a lot of precedent in US courts.
But from that point of view, humans are 99.9999% similar.
The other point-of-view is that a male and a female of a species will end up with approximately 50/50 similarity to either parent.
These are different measures coming from different point-of-views. If I were Gengis Khan (and who is to say that I was not!), then I could have impregnated enough women over my days on the steppes, to have, 1000 years late, up to countable percentages of my far-far-far descendents actually detected in tests as being my actual descendents.
Please don't conflate "this dna comparative measure" with "that dna comparative measure". It's all (theoretically) straight forward, and, yes, compounded by empiricism, but these are different measures, regardless.
They wouldn't be able to tell the difference between kids of the same gender, but if you only have one kid or a boy and a girl, they would be able to pick out the kid.
They caught him because a relative had submitted their DNA.
>Investigators compared the DNA collected from a crime scene of the Golden State Killer to online genetic profiles and found a match: a relative of the man police have identified as Joseph James DeAngelo, 72, who was arrested Tuesday at his suburban Sacramento home.
The same sort of scenario is possible for medical related things.
"John Smith has these health risks, oh look he's listed as the father of our client Jane smith so she likely carries these health risks. Adjust her rate/drop her policy".
That said, I willingly gave my DNA to 23andme & Ancestry.com, I find the stuff interesting and worth the potential future risks. Once whole genome falls below a few hundred dollars I plan to have that done too.