I've been using it for about 4 years now. Best money management system I've used in a long time
To clarify, personal capital is for US residents
From their support page:
>Although you can access the Personal Capital application from any location, we currently only support U.S based financial institutions (currency, USD) for linking accounts. Note that for security reasons, you will need a valid U.S. phone number to sign up for Personal Capital.
https://support.personalcapital.com/hc/en-us/articles/201169...
They want your phone number because their "advisors" blow up your phone every month or two trying to get you to use their financial services (which I'll never do). They also like telling me in the UI that I'm "not putting enough of my money" to work or some BS, just cause I like having a little nest egg.
That being said, it's a massively useful tool. I'll gladly let my Pixel spam filter their calls every couple months in return for being able to track my net worth and investments so easily.
I use it in addition to Mint actually. Mint for tracking spending and PC for macro view, like net worth/investments. I recommend Personal Capital for this as well.
To me it's still worth that annoyance. The only thing I use it for is balancing my portfolio across ~8ish different brokerage accounts.