Amen to this article. Concise and right on point. My parents have a Roku streaming stick hooked up to their (relatively dumb) TV, but are not tech-savvy. A bunch of times, they've asked if I know how they can watch X, and I do. I have an HTTP URL to an HLS playlist or similar ready to go. But good luck getting it to play it if no fancy app wrapper exists.
In the end, I set them up a Plex server, which I can securely remotely drop things into. But that comes with its own fair share of ridiculous concerns.