"God helps those who help themselves"
Not sure what you are complaining about. Funds shouldn't be a problem if you already have an income. Should be able to start and figure it out.
Are you not comfortable working on your own start up after 5PM (after you are done with your main job duties)? Sounds like you DO want comfortable 9-5. In this case "I want to be somewhere where people want to push the envelope " sounds hypocritical.