Is there actually any kind of believable “pilot error” that can cause a passenger 737-800 to catch fire in the air and crash?
So there is more to this crash than just an engine fire, or simple "pilot error"
Yes, here's one (on an A300) where pilot error while operating the rudder sheared off the vertical stabilizer and caused a crash:
https://en.wikipedia.org/wiki/American_Airlines_Flight_587
There were reports of an explosion/fire in the air, as the plane pulled itself apart.
> The crash was witnessed by hundreds of people, 349 of whom gave accounts of what they saw to the NTSB. About half (52%) reported a fire or explosion before the plane hit the ground. Others stated that they saw a wing detach from the aircraft, when in fact it was the vertical stabilizer.