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Intentionally creating inhibitive costs for the sole purpose of preventing bad actors is playing a game of whack a mole.

It only temporarily solves the problem and ruins it for the rest of the customers. There are other ways to address scammers that do not involve making the entire market more expensive for expensive's sake.

These spammers make thousands of euros a day if they’re any good.

UK fullz can go for like 40usd a pop.

Why do they need date specific domain names?

They don't have to be date specific but they need fresh ones constantly. They get flagged as malicious quickly (within a day or so for large spam campaigns) so they need fresh ones that aren't flagged.

The date is sometimes used to confuse people when they're reading it so they think it's part of the URL and not the actual domain name.