Recently my bothers Ford Focus had service engine light that had come on and vehicle was shut down. He had it towed to ford. which let him know that they recently had a recall on the model and they knew the exact issue. He was neither given rental nor Uber or loaner etc. he had to talk to his insurance company which also did not include recall as a clause so he had to rent.

This sort of shit happens to all cars. Although Lexus has been generous with loaner as they try to push you to trade in or buy newer version on Lexus.