LAST EDIT: Fine. shibboleths, passwords, pins, safeword cards, emails, texts, callerid, voice, and face to face conversations are all great tools to use when trying to secure some asset. All I'm saying is Go out of band when you want to verify a person's identity. If you are emailing, call. If you are on the phone, and you don't trust them, call them back at their home. Or text them a code and ask them for the code. Or meet in a trusted place and take a DNA sample. Whatever is appropriate for the thing you are securing.
Sure, any of these methods can be compromised through social engineering, blackmail, theft, or violence. That's not the point.
If you care about a password, don't send it through the same channel that you use to verify the person that you are sending the password to. Shibboleths and ROT13ing won't solve the problem of knowing who you are talking to.