I'm hoping the arrival of PSD2 in Europe early this year will finally mean we get apps that will be able to auto report as opposed to manual accounting like it has to be done today
There are already plenty of providers (at least in the UK) that offer the APIs YNAB need - yet for some reason they've opted to use two obscure North America only aggregators. Salt Edge and Yodlee are two very heavily used providers that work internationally.
There are some fintechs already paving the way and abstracting psd2 away. I just tried to log into my bank using tink (no affiliation) and it worked great.
I'll have a look! Being a French guy in the Netherlands and with money spread over 4 different banks in several countries, bookkeeping really is a pain. I looked a few times in the past but support is notoriously lacking in NL.