There is an intangible to living in a place where cars are regularly broken into vs. living in a place where they aren't. Think of the kinds of attitudes that people develop towards others in the two places. Trust vs. distrust, comfort vs. unease, open vs. closed. There's also the second-order effects of having a class of people going around committing those kinds of crimes with impunity. Many become emboldened and move on to other malfeasance. Order breeds order and chaos breeds chaos.