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How are the ads narrated within the video tracking you?

> It's only win-win if you think being subjected to tracking, ads, etc costs you nothing.

No: only if it costs you less than the value of the content you're receiving. So yeah, it's win-lose: you get the content (which you consider valuable enough to spend your time on) and the content creators lose their revenue.

These are sponsor segments that are part of the video. There is no tracking involved that isn't also part of the video, because it's part of the video itself. This is not about privacy, but rather about being annoyed by ads.

That is why I use ad blockers, though. I don't care about the tracking, generally; I care about seeing ads. This is why most people use them. There's nothing wrong with not wanting to see ads.