This sounds mildly interesting, but you make a lot of grand claims and support none of them. I would love to read about your concerns more deeply in a longform, where all these ideas can actually be related to one another, and with support for your claims based in data and real world examples. I would suggest you do this for your own mental health, because it's not at all clear to me why the world of (let's call it) 'socialized investing' is a better world than our current one. And I think you should at least have a well research model to base your concerns in before they "dominate your psyche."