I'm a veteran with a disability rating of 40% after several deployments overseas. This means I get free healthcare for life through the VA(although my family is not covered through the VA, instead through my wife's employer).
If I didn't have VA coverage we'd have to spend $800/mo for me to be added to my wife's plan. Incurring an extra $800/mo out of the gates would have likely been a non-starter.
That was a significant factor in my ability to step out on my own.
It feels like America is really hamstringing our entrepreneurs by not having a medicare-for-all or some other public option.