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It's not just being unable to work, it's about all savings: "66.5 percent of all bankruptcies were tied to medical issues"

Not being able to work is one thing.

Not being able to work and have hundreds of thousands of dollars of debt because of it is a whole other situation

> that's a financial issue in much of the world.

Well, unless they have a pension. Which about half the countries in the world seems to provide, at least for government jobs.

There often are in the US as well for government jobs. But they usually depend on a significant number of years of tenure and defined benefit plans are pretty rare at this point for private employers. (Which isn't even necessarily a bad thing unless you think retirement benefits should be heavily tied to decades of employment with a single company.)