And when there is no personal action in favor of a thing, consider how difficult it will be to pass legislation in favor of that thing?
Imagine if all EVs, all good hybrid cars (e.g. Toyota), all vegetarianism for environmental reasons, rooftop solar, and all other "individual actions" were eliminated and carbon emissions doubled, and nobody seemingly cared about climate change. Just imagine how much harder it would be to get a carbon tax. The timeline would go from someday to never.
Just as a general statement, some of the people who tell you "oh no, don't engage in individual action!" aren't actually supportive of the legislative approaches they suggest. They are scared that people taking a visible, meaningful personal stand against something will move the needle in favor of changes they oppose, in ways that online statements can't. Not everyone for sure, but those people are there, pretending to be allies.
I've lived in 2 places with persistent (~365 days per year) bad air pollution (France and Taiwan), and 1 place with seasonal air pollution, and the idea of not taking individual action to protect myself is just stupid. I support legislative approaches where sensible (or even possible), but:
> Meanwhile, you can get air filters, respirators, etc. which work today