There's no reason for you personally to be the canary in the coal mine, just use someone else while you're waiting to see what happens.
I advocate somewhat strongly for paid 3rd-party VPNs, not because I think they're great, but because I think they are sometimes the least-bad option -- 3rd party VPNs address privacy problems that self-hosted VPNs can't, and unlike Tor, VPNs actually scale well for regular Internet browsing.
I do however fully acknowledge that shifting trust can be dangerous, so I recommend people be willing to quickly jump ship between VPNs, and possibly use different VPNs for different services. You should be a little nervous around your VPN provider, and you should hold them to really high standards.
In PIA's case, I notice looking at their pricing page that they offer 1-2 year plans in addition to monthly plans. Not everyone has the money to ignore deals, but if you do have the money, paying an extra $35-40 a year so just so you can easily switch VPNs on a whim is probably worth it. In general, for services that can pivot in quality quickly (like a VPN) it is usually worth paying monthly rather than yearly (again, assuming you have the extra money to do so).