> without any consultation or a proper review by technical and financial experts

Nah, that would just have opened the door for more lobbyism. Apple seems to have strongly worked against this law, seems like even the US ambassador was involved [0, about half way on the first page]. Looks like somebody hit a very sweet spot and an easy cash cow for Apple.

We need more open markets for processes like this. It's just fine that Apple has to open up.

[0]: https://www.heise.de/newsticker/meldung/Lex-Apple-Pay-Bundes...