Would be interesting to see if this pushes PH to build their own infra top to bottom
There is a long history of people getting screwed to the point of having their company go out of business because paypal decides that they will freeze their funds for 6 months or that they no longer want to be their payment platform.
It would not be a big issue if there were 3 or 4 competitors .. but as things are, paypal is what people use to buy things online or to send money to a friend.
See also: Flash video.