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I would prefer to have u2f devices but be able to trust some tokens from friends and family without having to have them present at every registration, kind of like having a spare key with someone for every lock. I guess I'm not really worried about my relatives socially engineering my GitHub password out of me.

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But you already can do that. You can register multiple U2F keys and give it to a family member or put it in a safe. You can do the same with recovery keys.

The key problem is this:

>≥ without having to have them present at every registration

For example, I have given a token to a family member in another country, for proper utility I need that token back each time I register on another site..

But what if your relative suddenly pass away? Then you'd be pretty screwed, wouldn't you?

I don't understand, if a neighbor moves or a key gets lost, you give a spare key to another neighbor based on your own key.

What difference does it make unless everyone you trust is gone or has lost everything? At that point you have larger problems than logging into online accounts.

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