I recently called Chase and got some message like "your voice may be recorded for verification purposes" or something to that extent. Creeped me out and I don't recall ever opting into that specifically, so I'm guessing it is an opt out buried in some agreement.

Oh god, Sneakers

The Tax Office in Australia does the same thing and push it every time I call, I imagine it branches out to the other gov bodies too. It's fun listening to the whole spiel about 'Like a fingerprint your voice is unique to you'.

unchecked, the progress of this technology and the staleness of banking security might cause entire institutions to fail