Which does not work very well if you don't earn much. Expats who come to The Netherlands generally earn a lot. If you earn a lot, you'll easier work hard. It is much easier, as your downtime (leisure time) involves less stress.
The whole system where you could work a while and then go "uitkering trekken" got on retour after it was indeed abused in the 70s/80s. It is extremely tricky to have a fair system without false positives and false negatives. Slowly but surely, the right wing governments have indeed drawn your narrative which hurt those who are in need.
> There seems zero social or professional stigma about it.
As my (Dutch) partner had a burnout, and I witnessed this first-hand, this statement quite frankly angers me. There absolutely is social stigma and professional stigma around burnout. Nobody, in fact, understood her. They all thought she "had to man up", including her best friends, her mother, her sister, etc.
You know what causes stress? Emotional overload from work. Working in the night instead of the day. Being bullied. Being poor (including inkomensnivellering).
The thing is, that in your country, when people fail they are just regarded as weak or "not trying hard enough" (queue American Dream). No empathy, whatsoever. Here it is called for what it is: burnout.