No worries, I've experienced more than a few gold recommendations from folks that have otherwise showed poor judgment, so I've always been suspicious.

Dalio has so far made sense to me, but man... trying to figure out how to dip into gold as a run-of-the-mill investor is not easy, at least not through Fidelity. It's either high fees or buying into gold mining stocks which doesn't seem quite right.

So, in the absence of going full-time into the investor rabbit hole, I'm guessing I'll be in the same boat as everyone else, trying to keep my stock/bonds allocation model rebalanced every few months as it theoretically all goes through the floor together. :-/