That's not how technology works. To become fruitful it requires patience and investment. Nobody is saying you have to be an early adopter of these currencies.
> We're talking about money here!
...and particularly whether it's current feature set is amenable to fraud prevention. I work at a traditional payments company and the waste is infuriating--there has to be a better way.
This here is probably the source of our disagreement. As far as I can tell, tons of people actually are saying "get in now", which means we're no longer in the patience and investment stage, and any deficiencies in the cryptocurrency ecosystem have real consequences.
I'm interested in the tech and I want to work on it--so I'm just arguing that we shouldn't dismiss it.
If you have the interest, now might be a good time to diversify in that direction, but it's nowhere near ready to compete with fiat currency in terms of usage by the masses.