Please take careful note: If you do not do proper risk analysis of your platform you WILL be used to perpetrate crime and if you find that you did not do what you could have done to stop it you may end up being an accessory to that crime. More so if you ignore warnings or flags by other users of the platform. This goes for anything that allows the uploading and further distribution of user generated content (especially 1-1) and for anything that deals with money.
Your nifty platform or weekend project could easily become the vehicle for someone else's crimes.